Retail investors are turning from Bitcoin to XRP

Bitcoin has risen to the leading position in crypto investors’ portfolios with a 30.95 percent share. The rate, which has increased by 5.55 percent since November 2024, shows that institutional adoption is accelerating. Spot Bitcoin ETFs and Trump’s cryptocurrency-friendly policies stand out as the main factors behind this rise.

According to a new report by Bybit, Bitcoin ’s dominance in investment portfolios is strengthening. While institutional investors are increasing their Bitcoin positions, individual investors are turning to altcoins with high ETF expectations, such as XRP. The introduction of spot Bitcoin ETFs and the US’s innovation-friendly crypto regulations stand out as the main drivers of this change.

XRP Doubles Portfolio Share in ETF Hope

The increase in Bitcoin’s portfolio share shows that institutional adoption is accelerating. The rate, which was 25.4 percent in November 2024, rose to 30.95 percent in May, making it the largest single asset in crypto investors’ portfolios.

Ethereum ’s holding ratio against Bitcoin has fallen dramatically, falling to a 2025 low of 0.15 in late April before recovering to 0.27. This means that for every $1 worth of Ethereum, investors are holding about $4 worth of Bitcoin.

Institutional Bitcoin reserves have also increased significantly. According to BitcoinTreasuriesNET data, institutional Bitcoin holdings have nearly doubled since June 5. More than 244 companies currently hold Bitcoin on their balance sheets, up from 124 just weeks ago.

Retail investors’ Bitcoin allocations have followed the opposite trend, falling by 37% since November 2024 to just 11.6%, representing about half the percentage held by institutions.

The rise in XRP’s portfolio share has reached remarkable levels. The level, which increased from 1.29 percent in November 2024 to 2.42 percent in May, is shaped by increasing ETF approval expectations. Experts predict that Ripple spot ETF approval will come before Solana spot ETF.

As a result of these developments, institutions have seen a partial shift in their capital allocation from SOL to XRP. Solana’s portfolio holdings fell from 2.72% in November to 1.76% in May.

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